Spring clean your finances12/30/2023 ![]() Achieva reserves the right to cancel, extend or otherwise modify promotional rates and terms at any time before a balance transfers posts. Following the June 2024 billing cycle, your standard APR of 11.50% to 23.50% for balance transfers, purchases and cash advances will apply based on your creditworthiness. Existing Achieva Credit Union balances are not eligible for transfer. The promotional rate does not apply to cash advances or purchases. Balance Transfer fee: 4% of each transfer amount, $20 minimum. The promotional APR of 0.0% will apply to transferred balances through the June 2024 billing cycle. The promotional balance transfer APR of 0.0% will be applied to balance transfers, which post to your account through your November 2023 billing cycle. Need more finance-inspired content? Continue following the Achieva Life Blog for additional budgeting and lifestyle articles. Spring clean your finances starting now, and you will certainly not regret it. Remember, every step counts towards your financial well-being. With the tips from this article, you can easily organize your budget and support good monetary habits. TransUnion: 800.680.7289 | Spring clean your finances starting now!Įstablishing and maintaining healthy accounts involves regular review.Additionally, if you’re ever concerned that someone compromised your identity, we suggest contacting the fraud department of one of the credit reporting agencies listed below. The last tip we have to spring clean your finances is to check your credit history. Check out this helpful article if you want the know different ways your money will accumulate with savings vs. If your emergency fund is already well stacked, it’s time to think about investing. If you have extra funds this spring, consider updating your budget by shifting more into savings. And get up to 1.5% cash back on all purchases! After that, your qualified APR of 11.50-23.50% will apply, so act now. The Achieva Cash Rewards Mastercard has 0% APR* on all balance transfers until June 2024. To pay your debts off faster, you’ll want to select the promotion with the lowest annual percentage rate (APR). Before making the jump to combine your credit card balances, do a little research. If you want to declutter your finances, you must consolidate. It’s time to stop making minimum payments to multiple lenders. Step 3: Consolidate your revolving balances You don’t have to wait for the postal service to deliver your financial information via mail, saving both time and the possibility of mail theft. Besides conserving paper, enabling electronic statements lets you receive them faster. Stop the clutter from its source by opting for eStatements instead of printouts. There is no better way to spring clean your finances than to dispose of unwanted financial paperwork. Step 2: Declutter your financial paperwork If you’re an Achieva Credit Union member, you’ll want to log into online or mobile banking to access these tools. These alerts help you to recognize any unwanted or unexpected activity. It’s simple to adjust the settings to fit your individual needs. You can also block certain transactions, such as online, foreign, or ATM. The card management features of your credit or debit accounts can notify you about specific transaction types. Step 1: Set account alerts using card management tools We’ll teach you how to make managing your accounts easier, pay off debts quicker, and update your budget. If your finances can use a little sprucing up, continue reading for our best tips. Once in place, you’ll not only want to “spring clean” once a year but also more frequently as part of a healthy budget routine. Using the steps below, you can set your accounts for success. This season, prepare to spring clean your finances to improve your overall financial well-being. A deep dive into decluttering and organizing isn’t always just for your home.
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